Fidelity IRA

Gold has dropped a bit. I expect the housing market to be a bubble... thus I think FSAGX is a buy with it being under $18.50.

Since I don't add to my Fidelity IRA, I utilize SPHIX to grow my account. It's a rather stable mutual fund... but I like it because it has a monthly dividend equal to 5.3% growth.

I've developed a system of selling SPHIX to buy FSAGX, for I expect the latter to bounce back from its recent low of $15.77. I've held onto FSAGX long enough to have lost money, only because it had been north of $47 prior to the fiscal cliff crisis fizzled and I held onto a huge chunk after the last bump of $27+ following the Brexit vote. At least, I sold big 2 years ago, and am now cautiously buying. I expect it to go further down to around $15.37, but it bounced up Friday to $16.11.