Sunday, July 21, 2019

patience is hard

I've been very active with my 401(k) and IRA... and I know I should not be. I should tweek quarterly at most, yet I monitor ups and downs daily.
I really want to unload the mutual fund I bought back when I thought the world was coming to an end, but I don't want to take a true loss. It's a hedge to keep since I know it once was double or nearly triple its current value, but I really don't want to hold on for another 6 years when I have other options that are growing via dividend and capital gains regardless of what the markets says the mutual fund itself is worth.

Monday, June 24, 2019

$2K incease in Fidelity IRA in last 12 months

Gold is doing something while the markets are being randomly good and bad.
Gold can go up a lot from where it is now (doubling isn't too crazy, considering my mutual fund is way under the $43.10 I once bought it), while the market the fund is within is at it's top.
I have watch lists of mutual funds that give reliable dividends and capital gains. I'm shifting towards quarterly yielding ones from a single monthly. There are a few monthly yielding funds I'm testing to see which is the best long term.
I have also researched a few semi annual dividend yielding ones that interestingly fills in the June gap missed by the  April-July-October-December funds, but gives a certain dilemma in December. 
I am hopeful of adding $2k in my IRA by the end of the year. A 10% gain in 6 months is beyond my control, but I'm watching. I'm tired of holding gold that can vary too frequently without any guarantee of growth.

Monday, June 10, 2019

gold

I have a bad hobby of following my IRA. I have been looking toward diversifying my account into multiple dividend yielding mutual funds, but I'm still mostly invested in a gold related mutual fund. I am not the sort of person who looks at sunk costs easily. Gold was doing well when I first got into it at bargain $43.10 a share. It jumped to above $55 before sinking to $15.90 a couple years later. A couple years later, Brexit bumped the fund above $27, so I was above break even due to my buying and holding throughout the dive.  I got greedy and didn't sell it all off to break even, only to see the dip of $15.37 last year. I bought up the same amount of shares I sold in 2016 and sold off gradually after it hit upper $19. I was selling at 5 shares a day so I'm not making big returns beyond 30%, but I'm seeding my diversification towards year-round growth. Current break even amount seems to be roughly $23.50, but I'm thinking done selling until it hits $24.59. I'll hold, I've held on for nearly 7 years, I can wait out another 7, I reckon... but the chance for growth by converted to growth funds makes me want to cut chunks now that will grow quicker without having to hope for market flukes.
I read last week that tariffs have been blamed for loss of earnings made from the tax cut. Of course, the market crashed a bit a few days straight only to bounce back.
I doubt a $5 jump will come, but interest rate cuts seem to suggest gold will be  increasing in value throughout the summer.

Sunday, June 9, 2019

Virgos

I don't believe horoscopes to be anything significant, but I can usually spot a Virgo.
A guy at work seems a bit like me in various ways... ways that are generic Virgo qualities, so I figured he was a Virgo. So I  asked him. He is a Virgo, barely.
I once worked at a library where 9 of 12 staff members were Virgos.
Seems too weird to be a mere coincidence...

Wednesday, May 29, 2019

66%

It would be funny if the KKK staged protests in Georgia over the new heart-beat law. Supposedly, 2/3 of abortions are performed on black women, which probably makes the KKK pro-choice given only 28% of abortions involved white women.

Would Alyssa Milano march with Nazis?

Tuesday, May 28, 2019

9 showed up for KKK rally?

I saw a few anti-hate posts on FB relating to Dayton. Evidently it was in response to a KKK rally.  The city of Dayton spent $650,000 towards the rally, though 9 showed. Seems like a lot of money for so few. Part of me wonders if the whole matter was a ruse to create a means to take funds.

Thursday, May 16, 2019

when does life begin?

I have a complicated view on abortion.
My parents actually went to have my brother aborted but there was a line so they went to get lunch during which my dad talked my mom into marrying him. I heard this story for the first time while eating at the bar they choose for that lunch while my parents were visiting me at college. My brother never knew until then as well.
Three of my cousins were adopted. My aunt couldn't have kids. Two of my cousins aren't the brightest but they all have college degrees.
Before I was married, I was fully intent on marrying my wife. There was a moment when she thought she was possibly pregnant though she was on a form of birth control. I didn't think she was pregnant, but the idea was there. She wasn't ready for a child, so I would have supported her decision. Obviously she wasn't pregnant, but rather she felt weird due to the birth control affecting her. Regardless, I was willing to turn a blind eye to my feelings of pro-life.
I've been reading a lot of angst about the heart-beat bills passed in Ohio and such. Everyone seems fixated on an 11 year old in Ohio who was "raped" by a 26 year old. I use the quotes because it seems she willfully ran away to be with the guy. Not to take away from her being raped but to put context that abortion my not have been her first inclination...
My older daughter turned 11 today. If I had found out she was with a 26 year old... I would be inclined to end his heart-beat. Regardless, back when she was a heart-beat in her mom's belly, ultrasounds were sketchy and suggested she may have Down's. We met with a genetic counselor and he tried to scare us. We would have loved our daughter regardless, so we shrugged at their suggesting to terminating her heart beat.
The argument in favor of abortion is the reproductive rights of a woman are being infringed upon.
Not sure how many abortions are of planned pregnancies, but there's surely a reason for the pregnancy occurring in the first place.  I imagine alcohol may be to blame for a good number of unplanned pregnancies. Given that an intoxicated person may lack the ability to give consent, so technically, those pregnancies would be due to rape, right? Wasn't rape almost always an exception in the past? The problem then lies in that fact that the guy probably does not consider himself a rapist and the woman probably blames herself for being drunk.  The woman shouldn't be forced to have a guy's baby just because he didn't use protection, nor should she need his permission to abort his unwanted seed. Unless there's a notarized letter stating the unprotected sexual encounter was consensual, then the DNA from the aborted fetus should be ample evidence of a rape. The guy could be guilty of rape and murder thus locked up indefinitely to never cause another unplanned pregnancy again.
The threat of being charged with rape and murder should deter a guy from suggesting the pull-out method in lieu of a trusty condom.
If a woman is worried she'd be forced to charge he BF with rape... pregnency testing could be made free, and done before a heart-beat is detected.

I've never tried the "pull-out" method, I am a Trojan Man. I have yet to have an unplanned pregnancy thanks to Trojan. I think back to when we used the other means of birth control, and I find myself with more peace of mind.